The new generation eager to leave the country immediately after Plus Two: Should so many crores be spent for them in Kerala?

·        Houses built simply (or beautifully/elegantly) at a moderate cost are assets for the future life.

·        When building a house, you should be able to live there even after 30 years.

In the times ahead in Kerala, one must consider many things when taking steps towards the dream of owning a home (own house). Houses built simply/elegantly at a moderate cost will be an asset for the future life.

Children will grow up

When building rooms for children, one needs a little extra thought. If a room is built when the child is five years old, that room will be used at least until the child finishes their studies.

However, as children get older, their needs are likely to increase. There are children who plan to go outside for higher studies and jobs. There are also children who continue to stay at home. The room should be designed keeping this in mind. Therefore, all interior furnishings labeled as 'kids' space' and similar can be avoided. If the interior of the rooms is designed very simply, it can be used even after the child grows up, with only minor changes. If the room is not used later, maintenance can be made easier.

Locked houses

It is common for children who go abroad to take their parents with them. Spending crores to build a house solely for accommodation when visiting the native place is an unnecessary expense.

Let the loan amount be less

Take a loan only for a lower amount and for a short period (term). Considering the essential needs of the family, one must shift to the concept of a house that is the required size.

The house is also an investment

If a way to earn income from the house in the future can be found, it will be an asset in retirement life. If it can be rented out in the future, it will be extra income. The rooms on the second floor, whether they are rented out to outsiders or not, are a way to earn extra income. One only needs to think about all such ideas in advance.

There is no such thing as a cheap house. A cost-effective house is what can be considered nowadays. For that, a good plan is necessary. The price of construction materials is increasing daily. Therefore, consider bulk materials. The same item is available in the market at different prices. If you search around, you will get materials with good quality and lower prices.

Those who think they can only buy land and build a house by taking a loan with a fixed monthly income will find it profitable to buy the house and land together. Otherwise, they will face additional expenses like an amount to buy the land, another amount to finish the house construction, the delay caused by finishing the construction, rent, and loan repayment.

When building a house, you should be able to live there even after 30 years. When you get older, climbing and descending stairs, cleaning and maintaining a large house, and the differences in floor levels made for design purposes will all be difficult. When building large bathrooms, most people forget the possibility of having a handrail. When the situation arises where you are old and need assistance, you think about such necessities. At least one bathroom in the house should have facilities for a wheelchair to enter. A ramp should be designed along with the steps to enter the house. This is essential for the elderly.