Drive, Drink, Dilemma : Insurance Company Liable to Pay Compensation to Victim

In a groundbreaking decision, the court has asserted that insurance companies cannot shirk their responsibility to compensate third-party victims of accidents, even if the driver at fault was under the influence of alcohol. This ruling marks a significant shift in attitudes towards drunk driving and highlights the importance of ensuring justice for innocent victims. By holding insurance companies accountable for providing compensation, this judgment aims to provide support to those who have suffered due to another person's reckless behaviour.

The ruling acknowledges that an individual's choice to drive while intoxicated does not absolve insurance companies from fulfilling their obligations towards injured parties. It emphasizes the need for insurers to acknowledge that they are ultimately responsible for compensating victims and upholding their duty towards both policyholders and those who suffer harm as a result of their actions. Even if the policy certificate states that driving under the influence of intoxicants is a violation of the provisions, the liability to pay compensation to the accident victims is not waived.